Question 1

How do I calculate net salary in Kenya?

Accepted Answer

To calculate net salary in Kenya, deduct PAYE tax, NSSF contributions (Tier I and II), SHIF health insurance, and Housing Levy (1.5%) from your gross salary. PAYE uses progressive tax bands from 10% to 35%. Use the free Kazisafi Kenya Salary Calculator for instant results.

Question 2

What are the current NSSF rates in Kenya?

Accepted Answer

NSSF contributions in Kenya are 6% of gross salary, split into Tier I and Tier II. As of February 2026, Tier I covers earnings up to KES 9,000 and Tier II covers KES 9,001 to KES 108,000. Both employee and employer contribute equally. These limits are revised annually under the NSSF Act 2013.

Question 3

How much is SHIF deduction in Kenya?

Accepted Answer

SHIF (Social Health Insurance Fund) is 2.75% of gross salary, with a minimum contribution of KES 300 per month. SHIF replaced NHIF starting in 2025.

Question 4

What are the PAYE tax bands in Kenya?

Accepted Answer

Kenya PAYE tax bands: 10% on first KES 24,000, 25% on KES 24,001-32,333, 30% on KES 32,334-500,000, 32.5% on KES 500,001-800,000, and 35% above KES 800,000. A monthly personal relief of KES 2,400 is deducted from the tax payable.

Question 5

What is Housing Levy in Kenya?

Accepted Answer

The Housing Levy in Kenya is 1.5% of gross salary, deducted from employees' pay. Employers also contribute 1.5%. It was introduced under the Affordable Housing Act to fund government housing programs.

Kenya PAYE Calculator

Allowances

Deductions

Running payroll for your team?

PAYE Tax Brackets

NSSF (2026)

SHIF

Other Deductions

Tax Reliefs